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Digital Personal Loan

A Digital Personal Loan is the amount of money offered to an individual from any bank or any money lending company at a certain rate of interest. It is then paid back to the back in EMIs or Equated Monthly Instalment every month. Digital Personal Loans are typically designed to make your entire housing finance dream come true. You can avail the best Digital Personal Loans for plot or property purchase, resale purchase, or construction of a house on empty land. A Digital Personal Loan is only the one-stop solution that helps you achieve your dream to own your house.

What are the Types of Digital Personal Loans?

With the rising rates of real estate in India, having a Digital Personal Loan is the only option that you can take so that you can fulfill your dreams of having your own home. In order to, better fulfill all the requirements of Digital Personal Loan borrowers, the lending partners in India are now offering different types of Digital Personal Loans. Below is the list of the most popular Digital Personal Loans types that you can consider:

Standard Digital Personal Loan:This type of Digital Personal Loan is the most popular loan that people borrow to fulfill their dreams of purchasing their own home. It is that type of loan that enables an individual to borrow money from the lending partner to buy the property of their choice. After getting the loan, you can easily repay the issued loan amount back to the lender through EMIs.

If you are able to meet the required eligibility criteria for the Digital Personal Loan, then the lender can approve around 85% to 90% of the cost of the property as a Digital Personal Loan.

Home Construction Loan:In case, you already have a piece of land and want to build your dream house in that area, you can consider a home construction loan. Not like the basic Digital Personal Loan where the lender makes a lump sum payment of the loan amount, a home construction loan is given to the borrower in form of installments which is based on the progress of the construction work

Home Improvement or Extension Loan:It is the most popular Digital Personal Loan option is the improvement or extension Digital Personal Loan. In case you already have a home but want to improve or add some rooms to it, a home extension loan can always help. You can also take this loan for renovation purposes

Digital Personal Loan Balance Transfer:If you already have a Digital Personal Loan and are currently repaying it, then you may have an option to change to a different lender. This is done when borrowers find out that they are getting a lower interest rate from other lenders

Joint Digital Personal Loan:This type of Digital Personal Loan can be availed by more than 1 person and repaid by all the members with equal financial responsibilities. It is availed when the borrower has to take a higher amount of loan. It is mostly shared between close ones like family members or friends where all the EMIs are shared equally.